Stage · 01
AI reads your documents
ingest
The way buying a business should feel.
An Operating System for M&A
01 — INGEST
Ingest
02 — MODEL
Model
03 — REASON
Reason
04 — DILIGENCE
Diligence
Ingest
→Model
→Reason
→Diligence
Selling a business? See yourself as buyers see you →
See it in action
How the system actually works. Four minutes.
Layer · 01 — Architecture
JCoBee doesn’t use AI to calculate your numbers.
AI reads your documents at the front. AI writes your memo at the back. Everything in the middle — every DSCR, every multiple — is calculated the same way your accounting system calculates a balance sheet. From extracted data through deterministic math, modified by your decisions.
Stage · 02
f(x)
Math + your decisions
deterministic
Stage · 03
AI writes your memo
render
When your auditor asks where a number came from, JCoBee can show them— source documents, calculations, the operator decisions that affected the number. All preserved. All verifiable.
This is what makes the system audit-grade. Not better AI. No AI in the reasoning loop at all.
Layer · 02 — Doctrine Templates
Your firm’s doctrine. Encoded and running.
Three of the templates in the library. Each one is a real, runnable doctrine — not a brochure.
DOCTRINE · 01
Fund Vintage Multiple Expansion Rollup
Buy at a multiple, sell at a higher one. Capital has a clock.
10-yr fund2 acq pathshold 4–7 yr
capital_structure10-yr fund life
acq_multiple7–9× EBITDA
exit_target12–18× (multiple expansion)
hold4–7 years
acq_paths2 · operator-led, partner-with-founder
gate_sequencescreen → IC₁ → diligence → IC₂
DOCTRINE · 02
Trust Capitalized Long Hold
Hold forever. Coverage is the gate, not the exit.
perpetual capital3 acq pathshold 10–15 yr
capital_structureperpetual, yield-bearing
master_constraintDSCR ≥ 2.5× (coverage covenant)
exit_policypermissive long tenor · 10–15 yrs
acq_paths3 · platform fit, standalone CF, opportunistic
operator_continuitylight-touch · retain existing mgmt
gate_sequencecoverage check → fit → cash-flow audit
DOCTRINE · 03
Strategic Operator
Buy what we can’t build. Integrate to value.
balance sheet1 acq pathhold indefinite
capital_structurebalance sheet capital
value_creationvertical integration + post-close synergy
exit_policyindefinite hold
focuscapability acquisition, market position
operator_dependencyintegration-driven
gate_sequencestrategic fit → synergy model → integration plan
Two paths. Pick a template from the library and tune it to your firm. Or work with us to encode your full doctrine from the ground up— capital structure, acquisition paths, gate sequences, the patterns that live in your senior partners’ heads. Generic doctrine produces generic evaluation. Your doctrine produces your evaluation.
Layer · 03 — Operator Loop
You work the deal. The system gets you there.
Four stages cycle around you, continuously. The system prepares; you decide. Every decision you commit teaches the next deal.
You stay at the center. The loop tightens with every deal you close.
Try It
Try it on your deal.
No demo request. No sales call. Free to use right now.
Upload a CIM. See what the system shows you.